The offer

XXX XXX

Charm City Realty, Inc.

321 25th St. E.

Baltimore, MD 21218

February 22, 2009



Dear XXX,



Attached is a full price offer for your listing at (00007) Kenyon Ave., Baltimore, MD. The buyer, EpiphanyinBaltimore, is a teacher with the Baltimore City School System and is an English teacher at (his school). He is a first time homebuyer and looking forward to owning his own home. We met with YYY earlier this past week and she was kind enough to show us the house on Lake and the one on Kenyon before they were entered into the MLS. Epiph felt that the house on Kenyon would fit his needs best. The St. Ambrose Housing group does an outstanding job on their rehab homes.



He has been preapproved for a loan through MECU, but after talking with WWWW at St. Ambrose, and WWWWW over at Healthy Neighborhoods, we felt that his best option for financing would be through HN. He is meeting with OOOOOO at Belair Edison on Wednesday morning to get the paperwork started. Hopefully we can move this along and be ready to settle on March 31st.



Feel free to contact me on my cell with any questions.



Regards,



(Epiph's Realtor) @ Cummins and Company