Today was one of those days in which it feels like the city is working against me and wanting me to leave. I'm very broke and not sure how I'm going to make it through the summer, because I've now had three unexpected things occur, and my savings only will help me get through the expected.
One of them is so stupid - my sunroof will not close. Last night, it rained inside my car. It will tonight, too, if it rains. It's only open about six inches, but it will not go any farther. It seems as though as soon as my car hit 100,000, little gnomes came out and started messing with it. The power steering issue is still bad, but I made an appointment for July 10 at a place recommended by the former (and missed) blogger Rachael. That, combined with the sunroof problem, could very well set me back several hundred dollars. And that's not even going into the additional issue that came up tonight, which could set me back several hundred dollars as well.
But, why should I worry? After all, I made $44 tonight. That, combined with the money I made Sunday ($21) and Saturday ($12), will almost be $100, or (almost) 1/6 of my rent.
I hate not being paid in the summers. It makes me so stressed out. I will never buy a house.
On the positive side, my boss at the restaurant has asked me to come in a couple times a week to do office work, which will be helpful to me; I'd actually been scouring craigslist a lot lately, looking for some small job I could take on this summer in between graduate school and a trip home to Michigan. Plus, I've applied for an educational loan from MECU, which hopefully I'll get, and 75% of my tuition cost is reimbursed in the fall, so I'm crossing my fingers that I can make it through. Those darn graduate school credits are expensive and one of my greatest sources of stress this summer.
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5 comments:
Teachers should get paid more and that's all there is to it. Why should good, talented, devoted people who are helping to raise and teach our country's children, because parents can't and won't, not be able to live in the summer, not be able to buy a house and not be able to fix their cars?
While I agree that teachers should get more, a lot of the issues come from me myself - I'm not a very good saver - and from having to continue my education on my own dime while still paying down the $30,000 of student loans I graduated college with. That's exacerbated by the silly practice of not getting paid in the summer by the BCPSS.
Instead of always wishing you could be paid during the summer... maybe you should plan for it. You wouldn't get paid any MORE money if you were paid during the summer, it would just be more spread out. So take your current yearly salary from teaching and divide by twelve months - bingo, that's how much money you get per month. That's ALL you get. You could always do what I did and take a Personal Finance class to scare you into saving.
Yup, that's what I've done already. Every paycheck, I saved $225 and put it into a savings account to use for the summer. I get paid about $1900 a month after taxes for ten months, and lived on $1500/month, and save a few thousand for the summer.
However, with these three issues with my car, and living expenses that are occurring, that money could pretty much be gone. It depends, of course, on how much it will be, but all my planned savings are thrown out the window now (unless I can continue to live with a garbage bag over my car roof, or by continuing to put power steering fluid into my car every few days).
Now, I'm planning on my money pretty much being gone. If I got paid all year, at least I would know that a paycheck is coming next week. As it is, my next paycheck isn't coming until September. And that sucks, and that's why your plan - which I was already doing - doesn't replace my wish to be paid all year.
And the other thing that sucks about not being paid all year is that any savings I save seems to just go to making it through the summer, and not to actual savings, to buy a house or what not.
Once I finish my MAT, hopefully things will be easier. I'll be paid almost $10,000 more a year and be able to work full time in the summer.
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