Tuesday, May 29, 2007

Money

Everyone told me, "It's so much cheaper to fly!" but it really wasn't. Driving would have taken approximately four fillups (1.5 for each trip, times two, plus one for getting around the state), and at not-quite $40/fillup at current prices, that would have left me at around $160. Add in the tolls, and you're at about $200. The plane ticket cost me $229, plus tax, making it around $260. Boarding the dog cost me $140, but it also sort of required me to get him updated on his shots, something I admittedly should have done anyway, but I was only a couple of months late on Kennel Cough and Distemper (Rabies is good for another two years). But he was there, so we also did the whole exam. Total cost for his exam and the cat's, plus his stay, plus diarrhea medicine for the stress diarrhea he got while there? $425. Now we're up to $685. The rental car cost me $137. I got the Economy for $15/day, but once they guilt you into getting the insurance at $20/day, plus tax, plus gas, it all adds up. Now we're up to $802. Gas for the rental car cost me $40. Now we're at $842. Eight-hundred and forty-two dollars to go to a wedding, and I'm not even counting the tux ($125) or the gift (not yet purchased, because I'm flat broke).

And, yes, I am flat broke, and will probably spend this summer surviving on credit cards, which really sucks. My savings have gone to pay for my classes. If you've missed my complaining about it every year, Baltimore teachers do not get paid in the summers, nor do we have the option of having our pay spread out for twelve months. You can, however, set up a savings account at the credit union, which I have done, but it's not even close to the same as just getting paid for twelve months. I'm doing a lot better with money than I used to - my credit score is halfway decent now - but reading all the Suze Orman in the world isn't helping me get ahead. I'm just not behind anymore.

I just have to remember that after the fall, I'll have my MAT, which means a $6,000 raise, which will make dumping all the money into these graduate classes worth it. Eventually.

7 comments:

Robert H. said...

Great blog! I'm also in the education field and I've been reading your writings with much interest for some months now. If it's not too personal, could you give us a very ballpark figure of what a public teacher in Baltimore can expect to earn? (before the MAT raise, that is). If it's too personal, say so, and kindly disregard! (I ask out of professional, comparative interest only).

Claude said...

I usually go for Door Number Two, which is working on Summer IEP Teams. It's a shorter day but it's still working in schools for a month in the summer. Pfui.

Robert: Here is a link to the Baltimore City Teachers' Salary Scale.

Robert H. said...

Thanks, Claude. Turns out that teaching w/ a Ph.D. in Baltimore city system is comparable to teaching in the Montana university system.... Actually, better than I'm making now.....

danielle said...

Wow. That is a lot to spend for a wedding. I hope you had a great trip.

At least you do know that you will get your raise once you're through this, although I'm sure that in the in-between time it is very stressful. The work you do is so important. Everytime I read your blog I'm impressed by your contiued dedication in the face of challenges.

Anonymous said...

I never buy the insurance on rental cars. Usually between your own insurance and your credit card benefits (most have a rental car coverage benefit), I feel like it is just not worth it. Some places do more of a hard sell than other - with "loss of use" which they say your other insurance won't cover, but sometimes does. It is worth checking ahead of time. Otherwise, renting car can get quite expensive...

Malnurtured Snay said...

Aren't you still working at the restaraunt? Maybe you can pick up some extra nights!

Aimless Amy said...

I'd suggest reading Teachers Have It Easy: The Big Sacrifices and Small Salaries of America's Teachers if you haven't already.

While I'm just starting it now, I feel like I understand better how we teachers got to the point of being paid less than other professionals and that there's hope. Some schools in the US are paying their teachers at higher rates, increasing teacher effectiveness and student achievement. It seems like a quick read too.