I just got rear-ended.
I was very fine about it for a while. It happened right in front of my house while I was parallel parking. Some lady going too fast rammed into me. Immediately, I parked my car, then got out to exchange information. I looked over my shoulder for Fool, then remembered she had moved out. I can do this myself, I said.
So I did. And everything was fine, until the lady said, "I keep telling people, people in Maryland can't drive in the rain." She looked at me accusingly.
"Uh, lady, this is your fault. You rear-ended me."
"Didn't you hear my honking? Didn't you see me sliding?"
"Yes, it was because you were going too fast in the rain and because you didn't have a safe following distance. I couldn't get out of the way because you were barrelling down on me."
Then she got loud.
I got louder, exploding on her. I coudn't believe her audacity. I refrained from cursing, but didn't hold anything else back. The neighbors came out to look.
I'm pissed off. This is two accidents in five months, both from drivers hitting me in front of my house. At least in the first one I wasn't even in it. In this one, I was, and it sucked. I hope I get the deductible back.
On the other hand, I'm glad I didn't get my driver's side mirror fixed yet. Her car hit it on the way by (she tried to maneuver around me). That'll be covered now.
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11 comments:
Did you call the police?
Also - yeah, what a bitch. She's giving you the nasty look and attitude? You did the right thing. You should've told her, "Bizatch, I hope you're talking about yourself! Hows about you don't do no more drivin' when its fucking inclement fucking weather out?"
--Malnurtured Snay
yeah, we called the police. They came, and said there needn't be a police report since no one was hurt. I thought that to be weird.
Sorry about the accident. And I wouldn't put it past the PD to not write out a report becuase they were lazy or trying to keep accident stats down by not reporting them.
When I was in my accident back in October, the County officer who responded said he couldn't write a report because a) he hadn't witnessed it and b) no one apart from the involved parties had witnessed it (or stayed around to say they had). He did, however, give us an incident number -- just showing that police did respond to a call.
I've never heard of a rear-ending that wasn't the fault of the rear-ender (even if it was sort of both people's fault). It's practically impossible to prove that you are to blame in any way (said my insurance guy when I got rear-ended and it was sort of my fault, though the other guy kindly took all the blame for it).
I'm not sure if this varies from state to state but in Jersey you are ALWAYS at fault if you hit someone from behind. I'm sure everything will work out.
- Andrea
Yeah, you should be covered in full regardless of the bluster that gasbag put forth. I was in a fender bender last year in the rain and when I told my insurance adjuster girl that I hit the other guy in the rear she lost all interest in what the weather conditions were and what I did to avoid the collision. She just said they'd handle it and that was that.
Just be thankful she has insurance.
This all reminds me of the joke about the guy who learned most accidents happen within one mile of your own home....so he moved.
The bitch is at fault because she rear ended you. She can huff and puff all she wants. Her insurance company will accept liability. Also, it is standard for the police to take no report if no one is hurt. They ususally just aid in the exchange of info part.
Anyway, call the ho's insurance company and file a claim yourself if she hasn't done so already. Hopefully, they will accept liability quickly and your own insurance company won't have to pay out and suborgate. That saves you from paying a deductible. Although, your insurance company (which I believe is one of the best) is famous for paying out and suborgating so you might want to tell them to hold off.
What insurance does the fucktard have? Tell me it is anything but MAIF...
What company do you use, Epiph?
what a pain in the ass. i'm pretty sure the rear car in a rear ender is always at fault, not matter what, even if you backed into her. at least that's what someone told me once. on a more pleasant note, happy thanksgiving...
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