Upon closer inspection in the light this morning, I realized that my car really has negligible damage from the rear-ending. It's scratched a little, but what I thought was scrapes was actually just paint chips from her car. Score! She took more damage than I did!
Of course, the mirror is still dangling, and I hope to claim that. She did knock it off; no one has to know that at that point, duct tape was holding it on. However, my $500 deductible will surely exceed the cost of the mirror, and I'm unsure how to prove it wasn't my fault without a police report. My claims adjustor called me today, and I called her back, but we were unable to connect so I could ask her these questions. Either way, it's going to work out okay.
The kids are wiry right now, as they often are right before a break. I've given a huge project to complete over Thanksgiving and I'm not the most popular guy at the moment, but I know they'll enjoy it once they get into it.
As I was explaining one of the projects today - one option allows the kids to write eulogies for Troy Maxson from the perspective of different characters in the play - I said something like, "Now, remember that eulogies are laudatory speeches about the dead, so you shouldn't write something like, 'Troy Maxson was a cheating bastard.'"
One 9th grade girl gasped and said, "He cursed!"
She said it with such an innocent tone that I immediately felt guilty about saying it and pretended not to hear her. However, I was saved by Tyler, who said, "Don't worry, we're in high school now. The teachers are allowed to swear. We're grown now."
I, however, was not aware that "bastard" was a swear word. Really. I happen to use that word fairly often - not in the classroom, but in conversation. The words that must stay out of my classroom are pretty much relegated to the two F-words (fuck or faggot), the N-word, the S-word, the B-word, and the C U Next Tuesday word. And even with any of those, I don't make that big of a deal with it. I've got bigger fish to fry.
Had an excellent Coach Class with four kids who failed first quarter. I'm glad when a kid fails and their parents are immediately on them about going to coach class. I'm sure they'll bring their grades up this quarter.
Dissents Of The Day
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A reader fisks me: With every word you wrote here, I questioned more and
more whether this was the same person I read religiously day after day.
Your defen...
3 minutes ago
6 comments:
Wait - didn't you already pay your deductible the last accident you were in?
It might vary by insurance companies, but I think you're only required to pay the deductible once a year -- i.e., from the time you pay it, for the next 12 months, if you're in another accident, you don't have to shell for it.
My folks were in two similar car accident situations this month. You can call the police and tell them you panicked and freaked out at the time of the accident or that she encouraged you not to call. They'll still come out and write a report of what happened, the problem is- you'll have to go down the the station on Argonne Dr. and buy a copy of the report for $10. They won't give you a copy for free.
No offense intended, but are you really posting intentions for committing insurance fraud to the entire world? You're saying straight out that for her insurance company to restore you to the point you were before the accident their client caused (ie. a broken, duct-taped-on mirror) would probably cost maybe $15 at a junkyard, but you don't think you'll be able to get them for more than the $500 deductable for a brand new one?
Hmmm. I don't think I understand your question, at least the last part. I mean, she did break my mirror off. I had used two different coats of automotive glue to get it back on, and was using duct tape for the day because it was wet out, but I had affixed it back - she broke the part that I had glued on, and now the break isn't clean anymore. I tried today to reaffix it, and it doesn't work anymore, although I am trying to let it dry under the care of duct tape again.
Should I be expected to tell the insurance company, "Oh, by the way, it wasn't on that great to begin with. Don't worry, you don't need to fix it that good"? I guess I don't think so. I consider myself to have a high sense of ethics, but not with corporations.
Especially with Geico, which is her insurance company, which is the most evil insurance company in the world, who I have had to bring to the Better Business Bureau myself.
That all being said, I don't know what I'm going to do. The claims adjustor I'm working with wasn't in today, presumably because of the holiday, so I'll worry about this all next week. I'm anticipating the probability of not putting in an official claim at all, but I definitely want to get an estimate on the damage.
I'm not suggesting that Geico isn't evil. I'm suggesting that the Internet is small, and they are evil when payouts are involved.
I gotcha.
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